朋友们，由于疫情，很多银行纷纷offer loan forbearance program, 如果你付得出mortgage payment, 尽量不要take it, 这个会significantly 影响你今后的refi and purchase loan, 大大小小的银行都不愿意贷款给有forbearance 的borrowers! You will be stuck for quite a long time!
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