纠结啊， CV还是SR

发信人: pinow (longtao), 信区: SanDiego
标  题: 纠结啊， CV还是SR
发信站: BBS 未名空间站 (Thu Oct 24 01:50:52 2013, 美东)

看房子也看了一段时间了， Carmel Valley vs Scrips Ranch, 真是太纠结了。 喜欢
SR的一些房子房型，但又很难割舍CV， 难啊！

SR就那么不济吗？

可不是在灌水。

我知道这个是一个永久的话题，被讨论了很多遍了。但正是因为如此， 所以还在继续
被讨论。我们的预算在CV可以买到一个还可以的SFH， 但是在SR就能买到很不错的房子
了。 SR一个很吸引人的地方是有一层楼的房子， 因为老人和我们常住，所以一层楼的
房子要方便很多， 对小孩子来说，也可以继续体验“满屋子乱跑”的快乐。 因为我们
原来的房子就是一层的， 所以一直对此有好感。

看了SR的lake point那里风景和社区都不错， 也有一些还不错的一层楼房子。 CV呢，
56南边贵得有些离谱，北边老中都喜欢去Pacific highland买新房。说实话， 新区有
好有坏， 房子新固然好， 但是社区太新反而不好。 不过朋友都住在这里， 所以将来
如果买CV，也就只能是那里了。

学区自然CV好， 不过SR的小学初中也不错啊。 就是不知道SR那里是不是像一些人说的
“很排外”。 我看那里Asian的比例也不低， 当然有不少烙印和棒子。 CV，尤其是
PCH那里老中很多， 小孩子应该会比较自在一些，当然竞争也激烈。

至于交通， 上班时间都差不多，但是走Mira Mesa是让人揪心。


前面有几位说，一旦盯上了CV，就很难放手，我想这也是人之常情，所以想多听听大家
的意见， 尤其是SR的住户的一手意见，看看SR的优势到底能不能改变我们的想法。



发信人: JenniferZ (http://jenniferzhengrealty.blogspot.com), 信区: SanDiego
标  题: Re: 纠结啊， CV还是SR
发信站: BBS 未名空间站 (Sat Oct 26 15:07:51 2013, 美东)

看了大家你一言我一语的，是不是更纠结了？那么大妈我就以SR近十年居民和房地产经
纪人的双重身份，再来淘淘江湖.

根据你的现有情况，买CV，而且就局限于Pacific Highland Ranch，以下是理由：
1）天平已经倾向于CV了，象牛角妹妹说的，强扭的瓜不甜。SR真没有不济，你的这个
问题，是否表明你认为SR不济？事实上你希望从大家的帖子里得到的是一些SR不济的
confirmation,以坚定你在CV买房的信心和决心？哈哈，我的猜测和分析，不肯定全对。
2）在Pacific Highland Ranch买房，可能更多是为了老人。老人语言不通，住那里平时出
去闲路有伴。这在SR即便是CV的其它部分都是少见的。所以，你现在
要了解的是那里有没有楼下有卧室的房型，这样老人不用上下楼。

要说CV的老美或SR的老美，他们并无二致。与其说他们除了点头招呼不和亚裔聊很多是
出于排外和骄傲，不如说他们不知道怎么和我们打交道。这就像我们对他们一样。彼此
从小看的是不一样的电影，读的是不一样的书，崇拜的是不一样的star, 喜欢的是不一
样的运动，那聊的话题自然就很有限。所以我们多多少少都有和彼此交流的恐惧症，结
果就以少交流或不交流ending. 我们老中还起码飘洋过海来这里了，他们大多根本没去
过中国，对我们的了解更有限，所以他们比我们更不知道how to handle us :-)

而我们的小孩在这里出生长大，他们和我们不一样。如果不是更多源于我们家长自己的
因素，他们和其他国家的小孩可以玩得很好。所以我不限定或有意无意地引导自己的小
孩只结交中国小朋友，而是鼓励他和其它国家玩得来的小朋友交朋友。无论我们现在住
在中国人很多的社区也好，班上中国小朋友很多也好，最终他们长大后要deal with/
work with的还是和我们现在一样。

再说说SR的方便，CV附近没有costco with gas station, 没有home depot, 没有
target, 没有walmart, 买菜一样得上H-mart,lucky seafood等等，没有Marshall,
TJMax和Nordstrom Rock， 而这些对有小孩以及节俭的生活是不可缺少的。哪怕上个中
文学校，我们SR五分钟车程就到。当然，如果我当初喜欢了CV的一个房住了，我也可以
罗列CV的一堆好处的。这不叫随遇而安，敝帚自珍嘛。

最后，在SR或CV买房的决定，不象有些决定是turning point或irreversable的。也许
settle down了就喜欢了。

周末清早码字，有伪币不？

2014 New Laws RE

2014 NEW LAWS FOR CALIFORNIA'S REALTORS®

Just hours before his deadline at midnight last night, Governor Jerry Brown signed or vetoed all the legislative bills on his desk to end the legislative process for 2013. C.A.R.’s Legal Department has summarized and made available on our webpage about 130 of these New Laws mostly taking effect next year that may affect your real estate practice or otherwise be of interest to REALTORS®. The full text of each new law is available at http://leginfo.legislature.ca.gov.

This legislative session’s new laws cover a wide range of topics of interest, including disclosure requirements, licensing matters, adjoining owners, affiliated real estate services, landlord-tenant, subdivisions, land use, employment, and many more. Some of the significant new laws that you as home owner or landlord might be interested -
TDS Revised to Include Construction Defect Litigation
Effective July 1, 2014, the Real Estate Transfer Disclosure Statement (TDS) has been revised to require disclosure of the seller’s knowledge of certain construction defect claims for newly constructed homes under a law commonly referred to as SB 800. As amended, the TDS will inquire, in question 16 of Section 11C, as to whether a seller is aware of any claims or lawsuits involving construction defects threatening to or affecting the real property, including any pre-litigation claims of a construction defect, claims of breach of warranty, or claims for breach of an enhanced protection agreement under SB 800. Senate Bill 652.
　
FTB Information Return for Out-of-State Acquisition in 1031 Exchange
For any 1031 exchange that occurs on or after January 1, 2014, a taxpayer acquiring a "like-kind" property located outside of California must file an information return with the Franchise Tax Board (FTB) for that taxable year and every year thereafter in which the gain or loss from the exchange has not been recognized. If a taxpayer fails to file such information return and tax returns, the FTB may propose to assess the amount of tax, interest, and penalties due by estimating net income from any available information, including the amount of gain. Assembly Bill 92.
　
Adjoining Owners Equally Responsible for Shared Fences and Boundaries
Commencing January 1, 2014, adjoining landowners must share equally the responsibility for maintaining boundaries and monuments between them. Adjoining landowners are presumed to share an equal benefit from any fence dividing their properties, as well as equal costs for construction or maintenance, unless otherwise agreed in writing. This new law also provides specific procedural requirements for an owner who intends to incur costs for a division fence to notify the adjoining owner of the estimated costs and other information. Existing law enacted in 1872 which requires a homeowner who fully encloses a property to refund a neighbor a just proportion of the value of a division fence has been repealed. Assembly Bill 1404.

Smoke Detectors Specifications Changed
Starting on July 1, 2014, the State Fire Marshall will not approve a battery-operated smoke alarm unless it contains a non-replaceable, non-removable battery capable of powering the smoke alarm for at least 10 years. This rule was originally slated to take effect on January 1, 2014. Until July 1, 2015, an exception to this rule applies to smoke alarms ordered by, or in the inventory of, an owner, managing agent, contractor, wholesaler, or retailer on or before July 1, 2014. Furthermore, starting January 1, 2015, the State Fire Marshal will not approve a smoke alarm unless it does all of the following: (1) displays the date of manufacture on the device; (2) provides a place on the device to insert the date of installation; and (3) incorporate a hush feature. A previous requirement for the smoke alarm to incorporate an end-of-life feature that provides notice that the device needs to be replaced has been eliminated. The requirements taking effect on January 1, 2015 was originally slated to take effect on January 1, 2014. The State Fire Marshal has the authority to create exceptions to these requirements. Senate Bill 745.

Landlord Required to Provide Specific Utility Rate Schedules
Starting January 1, 2014, a master-meter customer of an apartment building, mobilehome park, or similar residential complex, must post in a conspicuous place the applicable specific current residential gas or electrical rate schedule as published by the serving utility, rather than the prevailing residential utilities rate schedule as previously required. Alternatively, the landlord as a master-meter customer may elect to post a website address for a tenant to access the schedule as long as the landlord also does the following: (1) state in the posting that an individual user may request a copy of the specific current residential gas or electrical rate schedule from the master-meter customer; and (2) provide the schedule upon request at no cost. Senate Bill 196.

Protection of Victims of Human Trafficking as Tenants
Beginning January 1, 2014, a residential tenant can terminate a tenancy within 30 days by notifying the landlord that the tenant was a victim of human trafficking as defined. The tenant’s notice to terminate tenancy must generally include a copy of a police report or court order regarding the tenant or tenant’s household member. From January 1, 2014 to January 2016, however, a tenant may simply provide documentation from a qualified third party professional indicating that the tenant or household member is seeking assistance for physical or mental injuries resulting from the offense. This law also prohibits a landlord from terminating a tenancy, or failing to renew a tenancy, based on acts of human trafficking if documented by a police report or protective court order and the wrongdoer is not a tenant of the same dwelling unit. The landlord, however, may terminate the tenancy if, after invoking protection under this law, the tenant allows the wrongdoer named in the police report or protective order to visit the property, or the landlord reasonably believes that the wrongdoer poses a physical threat to other tenants or to the tenant’s right to quiet possession. Existing law already protects a tenant if the tenant or tenant’s household member is a victim of domestic violence, sexual assault, or elder or dependent adult abuse. Senate Bill 612.
　
Minimum Wage Increased to $10 Per Hour
Minimum wage in California has been increased from $8 per hour to $10 per hour. A one-dollar increment from $8 per hour to $9 per hour will come into effect on July 1, 2014, and another one-dollar increment from $9 per hour to $10 per hour will come into effect on January 1, 2016. The minimum wage has been $8 per hour since January 1, 2008. Assembly Bill 10.